Add custom path support for cli/tui in terminal config

src/tui/screens/SeedInput.tsx

@@ -44,7 +44,7 @@ interface MnemonicFileEntry {
 type FocusSection = 'files' | 'input' | 'saveCheckbox' | 'generateRandomSeed' | 'button';
 
 /**
- * Reads mnemonic-* files from ~/.config/xo-cli/mnemonics/ (same as xo-cli),
+ * Reads mnemonic-* files from the configured mnemonics directory (same as xo-cli),
  * then from cwd for legacy installs. Parses each as a BCHMnemonicURL.
  */
 function loadMnemonicFiles(): MnemonicFileEntry[] {
@@ -101,7 +101,7 @@ export function SeedInputScreen(): React.ReactElement {
   const [mnemonicFiles, setMnemonicFiles] = useState<MnemonicFileEntry[]>([]);
   const [selectedFileIndex, setSelectedFileIndex] = useState(0);
 
-  /** When set, manual seed is written to ~/.config/xo-cli/mnemonics/ after a successful unlock. */
+  /** When set, manual seed is written to the configured mnemonics directory after a successful unlock. */
   const [saveMnemonicChecked, setSaveMnemonicChecked] = useState(false);
 
   // Focus: when saved wallets exist default to the file list, otherwise the input.
@@ -397,7 +397,7 @@ export function SeedInputScreen(): React.ReactElement {
             {saveMnemonicChecked ? '[x] ' : '[ ] '}
           </Text>
           <Text color={colors.text}>Save this mnemonic</Text>
-          <Text color={colors.textMuted}> (~/.config/xo-cli/mnemonics/)</Text>
+          <Text color={colors.textMuted}> ({getMnemonicsDir()}/)</Text>
         </Box>
         {focusedSection === 'saveCheckbox' && (
           <Box marginTop={0} paddingX={1}>